Thursday, January 26, 2012

Is Unemployment Insurance WELFARE? NO! NEW Blog post today!


NO, is the simple answer.  After hearing my question to Candidate Newt Gingrich about the unemployed, a listener from Texas took exception.

Gingrich has said he doesn’t want to pay the unemployed for “doing nothing.”  I contend that the unemployed aren’t just sitting around collecting unemployment checks – they ARE looking for work and jobs that can help them pay their bills.  I said to the former House Speaker that I WAS recently unemployed and I wasn’t living “high on the hog” on those unemployment checks.  The listener in Texas thinks that if you aren’t working two jobs you are lazy and living off “welfare.”

Brian Moore wrote “I love how you are upset that the government check wasn't enough? I was unemployed as well and took two entry level jobs (i.e. bus boy) to make ends meet. You decided to not stoop to that level and live off the government bread. I was taught by my parents that welfare was a shame for the able bodied. Doesn't look like your parents taught you the same thing.”

His childish insults aside, what Brian doesn’t understand and is misinformed about is the difference between welfare and unemployment.  You and I pay into Unemployment Insurance along with our employers.  It’s compulsory.  You DON’T GET that unemployment check unless you have held a job and there is a finite amount of money in that account.  There’s no shame in claiming that money which is meant to help you pay your bills and stay afloat while you find another job.  If you get in a car accident and total your car do you accept the check from the Insurance Company? 

In Florida, where (official) unemployment was last reported just below 10%, nearly ½ of all homes in Tampa Bay are underwater, and the economy is struggling after Hurricanes and Oil Spills, jobs are very hard to come by.  And employers continue to fire workers not for “cause” but simply “BEcause.”  I do know people that have taken on restaurant jobs because they can’t find work in their field and their unemployment checks have run out.  We are all doing whatever it takes to survive this Recession as we hinge on the threat of a Global Depression with economic instability in Europe. 

Brian insists there are “1,000’s” of jobs listed on Monster.com.  Have you EVER known someone to get a job on Monster?  That’s laughable.  The best way to find a job remains through your personal contacts.  I started looking for work 30 minutes after loosing my job and I began talking with my now-current employer months before they were prepared to hire me.  The process takes longer than you’d like.  “Of the 600 job seekers in a recent survey polled, 77 percent were unemployed. The rest had jobs.  Of the more than three-quarters who were unemployed, nearly half had been out of work for more than a year.”  The fact that I got a job within 6 months of being terminated is evidence that I was networking and working hard to find a new job.  I used the time that I had “off” wisely. 

With Mr. Moore’s logic, public education is also welfare but he has no problem putting his kids in public schools?  My parents put six kids through private school.  But Mr. Moore believes that schools started in churches to teach kids scripture!  I can only guess he’s never heard of Plato? 

Unemployment Insurance is meant to supplement not meant to replace income.  You must save for a rainy day and I did so that I didn’t have to make any desperate moves.  The unemployment checks meant I was able to supplement my savings while focusing on finding work that would cover all my expenses.  It appears that Brian didn’t save for that rainy day so he was forced to take two “entry level” jobs to make ends meet.    

Brian says “It (Insurance) shouldn't be paid to the government in the first place. The people shouldn't apply for it and the government shouldn't take it.”  Brian didn’t take it because he considers it “lazy” or “welfare.”  It’s his money that he’s not taking and that’s his choice but I hope he educates himself on the difference.  I tried. 

You can read the entire exchange on my Facebook page and let me know what you think:   https://www.facebook.com/corey.dylan1

I know it’s difficult out there to find work, a decent wage, and come out whole on the other side of this Recession.  It’s not easy and I hope your path back to gainful employment isn’t a long one.  I know employers are more likely to hire someone who is already working in their field instead of someone who has been out of work.  If you want – or need – to collect that Unemployment check I hope you do.

Keep the Faith!
Corey Dylan

Thursday, January 19, 2012

What doesn't kill you...?


It turns out that there may actually be an Upside to Unemployment and there’s research to back it up!  Losing a job, moving, even divorce - when life comes at you hard you just have to tell yourself “it’s temporary” because new research suggests that the hard times do, in fact, make you stronger.  You will come through this difficult time and be better for the experience.

Going through something difficult, science has found, changes your body and mind so the next time something comes at you sideways you’re less likely to be overwhelmed.  I think this may be why I handled my recent unemployment like a break and a chance to reinvent myself the second time around.  I wasn’t as stressed as I was ten years ago when I was told my by employer that they were “moving in another direction” that didn’t include me.

Be grateful for the difficulties of your past because they’ve instilled coping skills, hopefully you built a network of people you can turn to and lean on and you’ve even experienced “cell growth in brain areas relevant for coping.”  These are all things your next employer will benefit from!

Read more:  http://todayhealth.today.msnbc.msn.com/_news/2012/01/13/10138835-the-surprising-upside-to-hitting-hard-times

If your job loss is recent or if you’ve been looking so long you don’t remember the last time you were late to a meeting there’s always an opportunity to make sure you’ve covered your bases and you’re up on the “latest” when it comes to the job hunt, your resume, and interview skills.

Even though I’ve landed a great job I’m still working on my website, looking for ways develop my skills to make more money in my field, and networking.  Networking continues to be the most important thing you can do and there are so many more ways to network then there were just a few years ago.  Social Media is here for good and because of it employers now want to see you sometimes hear from you, in addition to seeing what you look like on paper. This article on Career Builder has great tips on how to make yourself relevant to the employer in the year 2012!

http://msn.careerbuilder.com/Article/MSN-2862-Cover-Letters-Resumes-R%C3%A9sum%C3%A9s-in-2012-Whats-old-whats-new/?SiteId=cbmsnhp42862&sc_extcmp=JS_2862_home1

It’s a new year and you WILL land that new job.  Be open to change.  Be flexible.  Be determined.


Keep the faith!

Corey Dylan

Thursday, January 12, 2012

You're Unemployed and YOU WANT ANSWERS! New Post!


One of the biggest challenges, being unemployed in this economy, is getting answers.  Communication from employers is lacking.  Sometimes I heard crickets after sending a resume or making an effort to contact a potential employer…even from people I knew and had interviewed with!  Trying to deal with the Unemployment Office or using their website can be infuriating.  Trying to find a job today has its share of hurdles but there is some help out there for you.  The purpose of my blog is to share my experience and hopefully provide you with some answers and resources. 

The U.S. central bank issued its so-called "Beige Book" report on Wednesday - an anecdotal assessment of the overall health of the country's economy.  The U.S. economy "expanded at a modest to moderate pace" from late November into December.  Strong retail sales over the Christmas holiday helped.  Demand for services also increased too.  The problem, though, is that employers are still hesitant to hire new employees and the real estate market, typically slow during the winter, is sluggish.  Thankfully the holidays are behind us and employers can focus on the future. 

Local business leaders are optimistic and generally believe the Bay Area economy will grow in 2012 and the forecast for the Tampa Bay real estate market is for 7.5% growth, according to the Tampa Bay Times.  But without a steady income you may need help to bridge the gap. 

One of the government's largest lenders, Freddie Mac, has announced that they're again allowing their unemployed borrowers to extend the amount of time that their payments can be suspended or reduced anywhere from six to twelve months.  Of course to qualify you likely have to be among the most credit-worthy! 

Even though I’m employed again I’m struggling along with you to get back on my feet.  By landing a job I feel like I won a battle but the war is still underway. 

How will Tampa Bay's economy fare in 2012? Better, say many

http://www.tampabay.com/news/business/how-will-tampa-bays-economy-fare-in-2012-better-say-many/1209299



Help For Unemployed Homeowners



US Economy on Mend But Hiring Limited


Thursday, January 5, 2012

New Year, Clean Slate, NEW Blog Post!

That stretch between Thanksgiving and New Year’s is especially hectic so this is the first chance I’ve had to write a new blog in weeks! With the New Year comes renewed hope that our lives will improve and that employers will start hiring again!

Floridians have a particularly tough road ahead with the real estate market gasping for breath, politicians politicking, and too many still out of work. This is why I didn’t wait around for a hand out. In this economy you have to be bold and it’s my intention to keep up the push for more work in the coming year even though I’ve landed a full time job.

In a recent survey conducted by the Tampa Bay Times & Bay News 9, more than ½ of us in the Bay Area expect our economic situation to stay about the same. Last month they called 508 Bay Area residents to ask them how they felt about their economic prospects and the general feeling I came away with after reading the article: we’re nervous.

See the article: http://www.tampabay.com/news/humaninterest/article1208244.ece

I was nervous too when I was unemployed at the and of last year but I felt like I had nothing to lose by marketing myself and making as much noise as I could about being unemployed. Ironically, I had everything to lose; house, car, rental, savings, etc. I guess when you think losing everything is an option you’re motivated to do everything you can to keep it! Today I am rebuilding: my career, my savings account, and working hard!

The poll also gave residents a number of what they called “remedies” to the situation and the most popular fox was spending tax dollars and financial incentives to bring more jobs to the Bay Area. Chances are these won’t be the same jobs you may have worked in the past so it’s crucial to market yourself as someone who can get ANY job done. Focus on the positive and your strengths.

Governor Scott campaigned for months on the slogan, “Let’s Get Back to Work!” And he promised those jobs would come soon. I didn’t have the luxury to wait to see if his plan worked or what it might mean. Like most Floridians I needed work NOW. I’ve never been the type that relied on someone else for much of anything. In part, I got lucky, but it wasn’t without putting myself “out there,” in the right places in and in front of the right people.

I’m reminded of that Will Smith movie, “Happyness,” and I was inspired that when he desperately needed to make money he sought out someone who WAS making money and DID what that guy did. Be relentless.
If you were put out of work in 2011 you have the chance to start a new job with a clean slate. It’s a great opportunity! And in this economy “opportunity” is what you’re looking for rather than simply a “job.” Employers are always conservative when predicting hiring needs but experts are optimistic that they WILL be doing more hiring in the coming year. And I can say that I’m seeing more and more people that were on the sidelines with me get hired too so stay positive!

I recommend reading my past Blog entries and here are a couple articles that should help you as you continue or start your job search in 2012:

8 Job-related Smart Phone Apps
http://msn.careerbuilder.com/Article/MSN-2850-Job-Info-and-Trends-8-job-related-smartphone-apps/?SiteId=cbmsnhp42850&sc_extcmp=JS_2850_home1

Oddball Interview Questions from 2011
http://www.bizjournals.com/seattle/blog/2011/12/top-25-oddball-job-interview.html

Until next time keep the faith!
Corey Dylan